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What type of investor are you?

The following questionnaire provides you with an insight into your own personal preferences. Let's face it, there's a lot to consider. The more you know, the better you'll be able to make decisions that suit your personal circumstances and comfort level. When you finish entering your responses, the questionnaire automatically calculates your score and provides you with an indication of the investment option that may best suit you.

I acknowledge that Vision Super provides this questionnaire for educational purposes only. It does not provide investment recommendations or financial product advice.

1. For your superannuation funds what is most important to you?
Low risk, low return
Low risk, moderate return
Moderate risk, moderate return
Moderate risk, higher return
High risk, high return

2. How much investment knowledge do you have?
Very little
I follow property markets
I follow share markets
I am aware that investment returns may vary from year to year
I understand that different investment sectors have different risks and returns

3. How is your superannuation currently invested?
I do not know
Defined Benefit Plan
Fixed Interest Plus option
Balanced Conservative option
Balanced Growth option
Shares Plus/Just Shares option

4. Your objectives for your superannuation are:
To invest in a guaranteed investment where your money is safe though it means earning a lower rate of return
To invest in some fixed interest with some exposure to property and share investments
To maintain a relatively balanced exposure to cash, fixed interest, property and share investments
To invest in a diversified portfolio with a higher exposure to share and property investments
To invest in growth assets, including Australian and International shares and property

5. What net return do you expect to achieve from your superannuation long term?
A return with no loss of capital at anytime
Current Inflation rate + 2% p.a.
Current Inflation rate + 3.5% p.a.
Current Inflation rate + 4% p.a.
Current Inflation rate + 4.5% p.a.
Current Inflation rate + 5% p.a.

6. In respect to your superannuation only, how often would you be prepared to tolerate a year of negative return to receive progressively higher returns over the long-term?
Never
1 in 20 years
1 in 15 years
1 in 10 years
1 in 5 years

7. If your superannuation investment starts to fall in value, you would::
Arrange a switch to the cash option immediately
Arrange a switch to a more conservative option immediately
Consider switching but do nothing about it
Treat the loss as short term - it will soon recover
Move more funds into a higher growth option

8. If you wanted to retire in the future on an income of $30,000 p.a. (today’s $) but future benefit projections indicated that you could only retire on $20,000 p.a., which included the Government Age Pension, you would:
Take no action and adjust my lifestyle to the lower level of income
Change my existing super investment option to one with a higher growth asset exposure
Contribute further funds to my superannuation account, and change my investment option to one with a higher growth asset exposure

9. When do you plan on retiring?
In the next 12 months
1-2 years
3-5 years
6-10 years
10+ years

10. In retirement how long would you like your superannuation pension income to last?
1-5 years
6 – 10 years
11 – 20 years
20+ years

11. What do you require your superannuation retirement pension to provide?
Income but no growth
Security
A mixture of growth and income
Long-term growth
High returns