Retire your way

Vision Super’s Pension products are issued by Vision Super Pty Ltd ABN 50 082 924 561 AFSL 225054. Before making a decision to invest in a Vision Super Pension, you should read the Vision Income Stream PDS accessible to you below. Our Target Market Determinations are available here

Account based pension

Opening a Vision Super retirement pension will let you convert your super into a flexible, low-cost, regular, tax-effective income stream all while keeping your super invested. It is a smart way to retire and helps ensure you’re making the most of your savings. Joining is easy, you need a minimum balance of $10,000 and either reached preservation age and be retired, or be retired because of total and permanent disability or be aged 65 or over. Account based Pension earnings are completely tax free as opposed to 15% earnings tax within an accumulation and TTR account. If you are 65 and over, even if you are still working, you can take advantage of tax free earnings when you commence an account based pension. Minimum payment limits apply. Download and read the Income Stream PDS for more information.

Three bucket option

Our Three bucket option is a strategy within the Vision Super retirement pension that helps take the guess work out of investing your super and helps you control how long your savings last with a three bucket investment strategy. Basically, it’s where your money is divided into three different buckets – short, medium, and long-term – to leverage the positive relationship between risk and return. If you choose this investment strategy, your investment is put into three investment options (Cash, Conservative and Growth) in proportions that are determined by the annual income you set. The goal of the strategy is to provide you with income while also helping to manage the risk of you outliving your money. More information on how this strategy works is outlined in the Income Streams PDS. You need a minimum balance of $50,000 to commence this type of pension. Minimum payment limits apply.

Retirement bonus

The Fund is currently providing a Retirement bonus to eligible members who start an eligible Vision Super pension account after 1 January 2021. The Retirement bonus percentage is currently set at 0.5%. The Trustee may vary eligibility criteria and other terms and conditions (including the calculation methodology) from time to time. Click below to learn more about potentially receiving a retirement bonus. Members who start a Transition to retirement (TTR) pension account are not eligible for a Retirement bonus.

We're here to help

If you have any questions about your super or about planning for retirement, please fill in the form and we will get in touch with you in the next two business days.

Are you on track?

To help you work out how much you’ll need to live your dream retirement, estimate your retirement income. It’s a great way to make sure you’re on track to reach your goals