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This website is provided to you by Vision Super Pty Ltd ABN 50 082 924 561 AFSL 225054 RSE licence number L0000239 (‘the Trustee’ or ‘we’ or ‘us’) as the Trustee of the Local Authorities Superannuation Fund ABN: 24 496 637 884 (‘Vision Super’ or ‘Fund’). The website includes general information or advice only and does not (and should not be taken to) contain any personal advice. It is provided to you, to help you understand our products, services and frameworks. It does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and your personal circumstances before acting on it and, if necessary, you should seek professional financial advice. Before making a decision to acquire any product available from the Fund, you should read the appropriate Product Disclosure Statement (PDS) and Target Market Determination (TMD). If there is any inconsistency between information on this website and the PDS, the PDS prevails. Past performance is not an indication of future performance. The general information or advice shown is correct at the time of publication, but may have changed since. In particular, information or general advice provided as at a certain date or on the basis of information or sources extracted as at a certain date may have changed. If you would like updated information, please contact us.

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  • Retirement products

Retirement products

Everyone has their own vision for retirement. We offer a choice of retirement pension products to match your needs.

There’s no one way to retire – and with Vision Super you have options, including accessing your super as you reduce your working hours, and receiving a regular pension once you finish work. Now let’s see your options. 


Which product sounds like you?

Account based pension - "I'm retiring. No more work for me."

Once you've retired, you can move to our Account based pension, a retirement account that converts your super into a regular, tax-effective income stream. It's like you're still being paid a salary, but you have a say on when and how much you're paid, and your pension account balance continues to be invested with the potential to generate returns. We also call this our retirement pension. Consider our Three Bucket Pension strategy to help manage your investment returns over time.

Learn more

Transition to retirement - "I'm aged 60 or more and still working."

You might choose to transition to retirement gradually. With our Non-commutable Account based pension, once you're reached preservation age, you can begin accessing you super tax free, while you continue to work. This may allow you to cut back your working hours without impacting your take home pay, giving you the best of both worlds.

Learn more

Supporting you throughout retirement

We also offer a range of tools and strategies to help you manage your retirement savings, including:

Three Bucket Pension

Only available through our Account based pension, the Three Bucket Pension strategy is an investment option that aims to strike a balance between income stability and capital growth over the medium to long term. You can select this option when setting up your account and leave the ongoing management to us.
Learn more

Retirement wage

The Retirement wage is an estimate of how much you can draw down from your Account based pension each year. Calculated annually, it's designed to help you manage your retirement income with greater confidence.
Learn more

Retirement income calculator

Whether you're in or approaching retirement, our online calculator can help you see how long you can make your savings last depending on how you manage different variables. Experiment with the calculator, change inputs like bills, holidays and other expenses to see for yourself.
Learn more

Retirement bonus

Vision Super offers a retirement bonus to eligible members. Start an eligible Vision Income Stream and you could receive up to 0.5 percent of your balance! Terms and conditions apply. See if you qualify.

Learn more

What to do next

Here are some actions you may want to consider.

Open an account

Open an account

If you are ready you can open your account online. It’s as simple as that. Or if you prefer you can request a call and we can help set one up for you.

Open an account
Need advice

Need advice

Make an appointment with a Vision Super Financial Planner* who will provide information and advice about your super or pension. Bookings can also be made by calling 1300 300 820. 

Book appointment
We're here to help

We're here to help

You can call our Retirement hotline on 1300 017 589. Or complete the quick contact form and one of our team will contact you within the next two business days.

Quick contact form

*Vision Super Financial Planners are employees of the Trustee (or a related entity) that are authorised to provide financial advice as representatives of Industry Fund Services Limited (IFSL) ABN 54 007 016 195 AFSL 232 514. Any financial advice provided by a Vision Super Financial Planner is issued on behalf of IFSL, not their employer. Vision Super Financial Planners can provide financial advice including personal advice about Vision Super that takes into account your personal circumstances. Before making a decision in relation to any of our products, you should read the applicable Product Disclosure Statement and Target Market Determination (TMD).