Skip to main content

Our secure websites will undergo scheduled maintenance on Thursday, 5 March 2026 between 8.30pm and midnight. We apologise for any inconvenience this may cause.

Vision Super
Join
We're an award winning super fund
Google PlayApp Store
  • Why Vision Super?
  • Super
  • Retirement
  • Investment

Contact

  • Make a complaint
  • Upload a document

About us

  • Fund information
  • Directors and executives
  • Member outcome assessment
  • Careers
Aboriginal flagTorres Strait flag

Vision Super acknowledges the traditional owners and custodians of the lands throughout Australia and pays respect to their Elders past, present, and emerging.

Google PlayApp Store

© 2026 Superannuation. All rights reserved.

  • Privacy Policy
  • Financial services guide
  • Help & Support

This website is provided to you by Vision Super Pty Ltd ABN 50 082 924 561 AFSL 225054 RSE licence number L0000239 (‘the Trustee’ or ‘we’ or ‘us’) as the Trustee of the Local Authorities Superannuation Fund ABN: 24 496 637 884 (‘Vision Super’ or ‘Fund’). The website includes general information or advice only and does not (and should not be taken to) contain any personal advice. It is provided to you, to help you understand our products, services and frameworks. It does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and your personal circumstances before acting on it and, if necessary, you should seek professional financial advice. Before making a decision to acquire any product available from the Fund, you should read the appropriate Product Disclosure Statement (PDS) and Target Market Determination (TMD). If there is any inconsistency between information on this website and the PDS, the PDS prevails. Past performance is not an indication of future performance. The general information or advice shown is correct at the time of publication, but may have changed since. In particular, information or general advice provided as at a certain date or on the basis of information or sources extracted as at a certain date may have changed. If you would like updated information, please contact us.

  • Home
  • Super
  • Insurance
  • Our insurance beliefs

Our insurance beliefs

Our insurance strategy is grounded in eight insurance beliefs

We're always looking for ways to provide access to insurance cover that's suitable for our members, and to ensure that they know what it means to have cover through Vision Super.

This is not the same as assessing each individual member’s needs, something that can only occur through obtaining personal financial advice. Our beliefs inform our decision making about insurance cover for the membership as a whole, including categories of members.

Safety net

We believe in providing default cover that provides a reasonable safety net for eligible members who have not chosen – or who are unable to take out life, disability and income protection insurance individually.

Flexibility

We believe that the group policy available to members should be understandable and flexible enough to meet members’ needs right across their life.

Eligibility

We believe that member insurance claims should be paid by the insurer, subject to meeting eligibility requirements and medical condition thresholds set out in the insurance policy.

Education

We believe that education is essential to help our members better engage and be more aware of their benefits.

Assessment

We believe that Income Protection, Total and Permanent Disability, Death and Terminal Illness claims must be assessed objectively based on their merits.

Sustainability

We believe we have a responsibility to balance our vision of helping members achieve the best possible retirement outcome and recognising that insurance premiums can erode members’ final retirement benefit.

Fairness

We believe claims without merit must be identified and not paid to avoid unnecessary premium increases for the broader membership.

Trust

We believe when delivering insurance to our members we should partner with a trusted and ethical organisation.