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This website is provided to you by Vision Super Pty Ltd ABN 50 082 924 561 AFSL 225054 RSE licence number L0000239 (‘the Trustee’ or ‘we’ or ‘us’) as the Trustee of the Local Authorities Superannuation Fund ABN: 24 496 637 884 (‘Vision Super’ or ‘Fund’). The website includes general information or advice only and does not (and should not be taken to) contain any personal advice. It is provided to you, to help you understand our products, services and frameworks. It does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and your personal circumstances before acting on it and, if necessary, you should seek professional financial advice. Before making a decision to acquire any product available from the Fund, you should read the appropriate Product Disclosure Statement (PDS) and Target Market Determination (TMD). If there is any inconsistency between information on this website and the PDS, the PDS prevails. Past performance is not an indication of future performance. The general information or advice shown is correct at the time of publication, but may have changed since. In particular, information or general advice provided as at a certain date or on the basis of information or sources extracted as at a certain date may have changed. If you would like updated information, please contact us.

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  • Manage your super
  • Transferring your KiwiSaver

How to transfer your KiwiSaver to Australia

Vision Super is one of the few super funds that can help. Simply follow the steps below.
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Are you saving for a home?

You may be able to use some of your KiwiSaver money.

Learn more

Once your KiwiSaver balance has been transferred, you may be able to take advantage of the First Home Super Saver Scheme to help you purchase a property in Australia. Follow the link to the ATO website to find out more.

If you have any questions, please contact our friendly Member Services team.

Step 1:

Open a super account in Australia

  • Make sure it's with a fund that's approved to receive KiwiSaver transfers, like Vision Super.

  • If you're not already a Vision Super member, you can join now.

  • Keep your account details handy as you may need them to complete the transfer.

    Note, if you already have an account with another super fund in Australia, you can still open a Vision Super account. But you may not be able to move your KiwiSaver money from Vision Super once it's been transferred. See the FAQs below.

Join now

Step 2:

Contact Vision Super

  • Email us to request the Vision Super acceptance letter.

  • This letter confirms that we accept KiwiSaver transfers and provides the fund details that your KiwiSaver scheme will need.

  • When we email you the letter, check that it contains your correct name and member number, then save or print it so it's ready to send to your KiwiSaver scheme (see step 3).

Email us now

Step 3:

Contact your KiwiSaver scheme

  • Request the appropriate forms and any other information they need to complete a transfer.

  • Complete the forms and return them to your KiwiSaver scheme, along with the acceptance letter from Vision Super (see step 2).

    Note, if your KiwiSaver scheme requires Vision Super to sign their transfer form, please email it to us at memberservices@visionsuper.com.au and we'll complete it and send it back to you.

Step 4:

Check for the transfer

  • Your KiwiSaver scheme will let you know when they've transferred your balance to Vision Super.

  • It may take a few days before it shows in your Vision Super account.

  • Vision Super will confirm in writing with you once the transfer has been received at our end. You can also check your transactions to see when the money has been transferred.

After submitting the information, we recommend you follow up with your KiwiSaver scheme to confirm they have everything they need. It typically takes 2-6 weeks from when your KiwiSaver fund receives the correct information.

Who can I talk to if I need help?

You can contact Member Services on 1300 300 820 (or +61 3 9911 3111 if calling from overseas) or you can email the team on memberservices@visionsuper.com.au We can answer any questions you have about transferring your KiwiSaver balance to us.

Frequently Asked Questions

How much of my KiwiSaver balance can I transfer?

You must transfer your entire KiwiSaver balance.
Please note that your transferred KiwiSaver balance will be treated as non-concessional (or personal) contributions and is subject to the non-concessional contributions cap, which has a limit of $120,000 AUD for FY25-26 unless you trigger ‘bring forward’ provisions. If your KiwiSaver transfer amount exceeds this amount, you may be required to pay excess contributions tax to the ATO. For full details on the non-concessional contributions cap, visit the ATO website.

Can I use my KiwiSaver to purchase my first home in Australia?

Under the Australian Government’s First Home Super Saver (FHSS) scheme, you may be able to use savings in your super, including some or all of your transferred KiwiSaver, to boost your first home deposit in Australia.

The FHSS scheme is managed by the ATO.  You should visit ato.gov.au for more information.

Please note, once your KiwiSaver transfer has been received by Vision Super, it can take 1-2 weeks for the ATO to be notified, and you can then log in to the MyGov website to start the FHSS process.

Will the money transferred be in New Zealand or Australian dollars?

Your KiwiSaver balance will be converted into Australian dollars based on the currency exchange rates used by the relevant bank. Exchange rate and other transfer-related fees may apply.

Is there a fee?

There is no fee to transfer your KiwiSaver to Vision Super, but an international transfer fee may be charged by the relevant bank.

Once you combine your KiwiSaver balance into your Vision Super account, you will only pay one set of administration fees. Please refer to the relevant PDS for more information about administration fees.

Can I transfer it to a different super fund?

Currently only a handful of super funds in Australia are authorised to transfer KiwiSaver balances. Once in Australia, the KiwiSaver component in your super account can only be moved between these KiwiSaver accepting funds or back to a KiwiSaver scheme in New Zealand.

Can I transfer my KiwiSaver to a Self-Managed Super Fund?

No. KiwiSaver balances cannot be transferred to SMSFs as these are regulated by the ATO and not APRA.

What happens after my KiwiSaver is transferred?

Once your KiwiSaver is transferred to Vision Super, it will be recorded separately in your account as a KiwiSaver component.

Your KiwiSaver transferred amount will be shown in Australian dollars in your account, and any interest earned on your KiwiSaver balance will also be in Australian dollars.

Your KiwiSaver component will remain subject to New Zealand rules, while any Australian super amounts in your account remain subject to Australian rules.