We work hard to keep fees low and deliver high returns for our members and we have a track record for being a top-performing award-winning fund.
We’re committed to keeping fees low to help you maximise your retirement savings. In fact, our fees are among the most competitive around with our Sustainable balanced investment option to be the lowest cost sustainable super Investment option in the Industry. The table below shows the lowest average fees payable on a $50,000 account balance for public offer funds. Republished from the SuperRatings website Super Ratings top 10 super funds – an independent superannuation ratings agency. As at 30 June 2020.
|Fund name||Fees based on 50K Balance|
|Bendigo SmartStart Super - Personal Division||$323|
|ANZ Smart Choice - Pers||$325|
|Virgin Money Super||$358|
|UniSuper Accumulation Super (1)||$361|
|Grow Wrap Super||$365|
|MyNorth Super - Core||$366|
Vision Personal Money Magazine’s Best of the Best 2020 for the lowest cost superannuation platform. Money Magazine described our Vision Personal plan as a “standout when it comes to price”. On average other industry funds charge more than double Vision Personal’s total management fee of 0.49%. Our platinum rating from SuperRatings mean we’re in the top 25% of super funds rated by SuperRatings for best value for money superannuation. We’ve been awarded the rating 11 years in a row.
It’s a simple, fast way to see exactly how we measure up against every other in the Australian Superannuation industry (both other Industry super funds as well as super funds run by the banks). The great thing is that it also generates a free report you can print off, to refer to as you make your decisions about where your super goes.
This service is supplied by independent superannuation consultants, SuperRatings, so you are guaranteed transparency.
Please keep in mind that this service is designed for your general purpose and speculative information only, not for providing personal advice. And, SuperRatings does not issue, sell, guarantee or underwrite the products Included. For more details of the ratings criteria go to superratings.com.au.
Don’t simply take it from us. See for yourself how we stack up against the rest on features, fees and services.
It depends how your details have been changed. The most common request is changing a surname due to marriage, which you can do with a certified copy of your marriage certificate, and a Vision Super “Change of Personal Details form” found here: view form
If you have changed your name another way, we recommend you contact us first on 1300 300 820 so we can outline what documents we need to change your details without issue.
If you want to change your address, you can do this by logging onto the secure member portal online, or calling our Member Services team on 1300 300 820.
Here’s how it works. You may be able to receive a tax-free contribution from the Government when you make a non-concessional (after-tax) contribution to your super account. The maximum entitlement that can be received is $500 where your total income is $39,837 or less in the 2020/21 year. This reduces on a sliding scale and cuts out if your total income is above $54,837 in the 2020/21 year.
This is, of course, provided you satisfy work, income and age tests.
Please note that the income threshold test for the co-contribution is your total income, which is calculated as follows:
Total income (assessable income + reportable fringe benefits + reportable employer super contributions – allowable business deductions).
In very basic terms, ‘salary sacrificing’, or ‘salary packaging’ means using some of your before-tax salary to pay for something. In superannuation terms, it is usually an arrangement between you and your employer to contribute some of your before-tax salary into your superannuation account.
In the 2020/2021 financial year, the maximum that can be contributed as before-tax payments is $25,000, this includes your employer SG payments of 9.5%.
If you’re contributing by BPAY, it can take Vision Super up to two business days to receive your contribution, then up to three business days to process, although most are done the same day they are received. This will depend upon your financial institution’s processing times.
If you’re contributing by cheque, you will need to allow enough time for your chosen postage method to reach us. Once it has arrived, it can take up to five working days to process.
We can also process contributions by EFT, however, this may take up to three business days.
Best Doctors can help you if you are dealing with an illness, or a chronic or serious condition.
Through your insurance, you and your family get access to Best Doctors which connects you with a network of 50,000 leading medical specialists from around the world. It offers a second opinion when you need it most, to make sure you received the right diagnosis and are on the best treatment plan. You can use Best Doctors at anytime, anywhere, as often as you need for no extra cost, and it’s completely confidential.