When you get a new job, you usually have the choice to nominate your preferred super fund. To take your Vision Super account with you to your new employer (that is, to ensure your new employer contributes to Vision Super), simply complete the Vision Super Choice of Fund form and give it to your employer. This form has most of the details your employer needs, all you have to provide is your member number, name and email address.
However, the government has also introduced a set of rules where you should keep your existing super fund when you change jobs – that is your super account will be ‘stapled’ to you, unless you choose elsewhere.
Please note: if you don’t tell your new employer your preferred super fund, your new employer must contribute to your ‘stapled fund’. This is essentially the most recent or active super fund you participate in as advised by the ATO. Nominating your preferred fund helps you keep control of what happens to future employer contributions.
If you like to do things online, head to our online Vision Super choice of fund form and email it to your new payroll person.
If you or your employer prefers a printed form, you can download, print and fill out our form, then hand it to your new payroll person.
If you’re a Vision Personal member, there’s a special form for you.
If you’re changing jobs, consider Vision Personal’s Balanced low cost option*
* “Low cost” refers to the low ongoing fees and costs (including investment related fees) of the option compared with other superannuation investment options in the marketplace. Refer to the APRA Choice Heatmap (this information is subject to change).
You might find the answer to your question in the FAQ below. If you don’t find it there, you can call our Member Services hotline on 1300 300 820. Or complete the quick contact form and one of our team will contact you within the next two business days.
We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.
This is to make sure we’re keeping members at the centre of our approach to the design and distribution of our financial products.
This legislation requires financial services product issuers to design products that are appropriate for the consumers in the target market and consistent with their objectives, financial situation, and needs.
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
It depends how your details have been changed. The most common request is changing a surname due to marriage, which you can do with a certified copy of your marriage certificate, and a Vision Super “Change of Personal Details form” found here: view form
If you have changed your name another way, we recommend you contact us first on 1300 300 820 so we can outline what documents we need to change your details without issue.
If you want to change your address, you can do this by logging onto the secure member portal online, or calling our Member Services team on 1300 300 820.
Here’s how it works. You may be able to receive a tax-free contribution from the Government when you make a non-concessional (after-tax) contribution to your super account. The maximum entitlement that can be received is $500 where your total income is $41,112 or less in the 2021/22 year. This reduces on a sliding scale and cuts out if your total income is above $56,112 in the 2021/22 year.
This is, of course, provided you satisfy work, income and age tests.
Please note that the income threshold test for the co-contribution is your total income, which is calculated as follows:
Total income (assessable income + reportable fringe benefits + reportable employer super contributions – allowable business deductions).
In very basic terms, ‘salary sacrificing’, or ‘salary packaging’ means using some of your before-tax salary to pay for something. In superannuation terms, it is usually an arrangement between you and your employer to contribute some of your before-tax salary into your superannuation account.
In the 2021/2022 financial year, the maximum that can be contributed as before-tax payments is $27,500, this includes your employer SG payments of 10%.
Please note that any after-tax contributions made, where you obtain a tax deduction, are included in this contribution limit.