Financial advice

We work with you to help you secure your future and we’re committed to providing information and advice you need, in a way you can understand.

Advice that will make you feel confident

Advice should be provided in a simple uncomplicated way, that you can understand. It should help you to get a clear picture of your own financial situation and needs and help set your goals. And on top of that, you need to be confident you’ll receive advice that’s trustworthy and reliable so you can make the right decisions today for the future you want.   

With all this, you are then well prepared to stay on track, weathering any events or challenges that may crop up on the way. 

Steps in a typical planning process
Goal setting
We'll discuss your goals and what's important to you.
Together we’ll define how we can assist you and the associated costs.
Then, we’ll develop some strategies and a plan to help you achieve your goals.
We’ll present you with a proposed plan and agree on how to proceed.
We’ll work with you to implement your plan and any associated products.

Meet Rod and Deb

Vision Super member Rod and his wife Deb, share their journey through working life towards retirement with the help of Vision Super. Here is their story.

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Do you need advice?

Of course, this is your decision entirely, and there may be times that you know exactly what you want and how to get there. But if you find yourself wanting to know more about any of the following, then it’s more than likely you’ll benefit from some advice.

  1. Growing your super and maximising your super
  2. Reviewing your investment strategy to choose a suitable investment option
  3. Making the transition from work to retirement
  4. Understanding the Age Pension and other government benefits
  5. What retirement products are suitable
  6. Gifting money to your children and grandchildren
  7. Managing your retirement income
  8. Retirement review.

How is our advice different?

As an industry super fund, run for our members and not for profits, Vision Super doesn’t have any ulterior motives in providing access to financial advice. 

Need advice?

Request an appointment with a Vision Super Financial Planner who will provide information and advice about your super or pension. Bookings can also be made by calling 1300 300 820. 

We're here to help

You might find the answer to your question in the FAQ below. If you don’t find it there, you can call our Retirement hotline on 1300 017 589. Or complete the quick contact form and one of our team will contact you within the next two business days. 

Frequently asked questions

Centrelink needs to know some details so they can calculate payments such as the age pension. We provide this information directly to Centrelink electronically, on your behalf, every February and August. You can request a Centrelink schedule from Vision Super at any time.

No. Once you have opened an account you cannot make any additional contributions. However, you can close your existing account and open a new account, combining any additional contributions with your existing balance.

Important to know: Government changes to deeming rules could affect you if you choose to close your current account and open a new one. To find out whether your entitlements – including the age pension – could be reduced, we recommend seeking financial advice first.

You have access to make lump sum withdrawals (over and above your pension (income)) payments from a retirement pension however, with a transition to retirement pension lump sum withdrawals are limited and you can only commute your pension by transferring your account balance into an accumulation product.

Your regular pension income payments will be paid directly to a personal or joint bank account nominated by you in your application form. You can choose to receive payments twice monthly, monthly, bimonthly, quarterly, four-monthly, six-monthly or annually.

You need to have met preservation age and have a minimum investment amount of $10,000. Other eligibility conditions apply. Refer to the Vision Super Income Streams PDS for further details.

Eligibility for the government age pension depends on your age, residency status, and the income and assets tests. How much you receive is subject to the income you receive from other sources (including your superannuation) plus the value of your assets. If you are eligible, for all or part of the government age pension, then combining it with your Vision Super pension can work well. You can use the age pension to meet basic living costs and spending money can come from your Vision Super pension.

Already a Vision Super member?

The great news is you can now open your pension account online through the secure site.

Not a Vision Super member?

You’ll just need to open a Vision Personal account first and then you can transfer across to a Vision Super pension.