Retire, your way

There’s no one ‘right’ way to retire and whatever retirement looks like for you, you’ve earned the right to do the things you love. And if you’re still a way from retirement, now’s the time to start thinking about what you want, and work towards it. 

Vision Super pensions

You have options when it comes to saving into your super and drawing from it on retirement. Find out which of our retirement products may suit you the most, depending on your circumstances or needs.

Help when and how you need it

When you join Vision Super, we become a partner with you, working together to help you secure your future. We work to get you the information you need, in a way you can understand.

How much is enough?

How much is enough is different for everyone. It really depends on your financial circumstances and what you want to get out of retirement.

Transition to retirement

Our Non-commutable account based pension lets you access money from your super fund while continuing to work.

Account based pension

Convert your super into a flexible, low-cost, regular, tax-effective income stream.

Three Bucket Pension

Our Three Bucket Pension is an investment strategy available via our account based pension which can remove some of the worry about how your pension is invested.

Visualise the future you want

We know it’s hard to picture what you might need for retirement, especially if it’s still far away, but it’s possible! 

The future lifestyle calculator will show you what your future retirement could look like, and some small lifestyle changes you could make now to get there.

Extremely pleased with the professional and personable and relevant and realistic approach by all my advisers. I feel more confident about my future in terms of how to handle my investment and I have gained a deeper understanding


Vision Super staff has been very helpful, contacting me when we had appointments on time, explaining the answers to my questions clearly so I understood.


I feel very comfortable with Vision Super and believe I will achieve a good outcome in retirement.


Find all your super accounts

Helpful resources

Access your super

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Nominate beneficiaries

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Investment performance

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Frequently asked questions

Centrelink needs to know some details so they can calculate payments such as the age pension. We provide this information directly to Centrelink electronically, on your behalf, every February and August. You can request a Centrelink schedule from Vision Super at any time.

No. Once you have opened an account you cannot make any additional contributions. However, you can close your existing account and open a new account, combining any additional contributions with your existing balance.

Important to know: Government changes to deeming rules could affect you if you choose to close your current account and open a new one. To find out whether your entitlements – including the age pension – could be reduced, we recommend seeking financial advice first.

You have access to make lump sum withdrawals (over and above your pension (income)) payments from a retirement pension however, with a transition to retirement pension lump sum withdrawals are limited and you can only commute your pension by transferring your account balance into an accumulation product.

Your regular pension income payments will be paid directly to a personal or joint bank account nominated by you in your application form. You can choose to receive payments twice monthly, monthly, bimonthly, quarterly, four-monthly, six-monthly or annually.

You need to have met preservation age and have a minimum investment amount of $10,000. Other eligibility conditions apply. Refer to the Vision Super Income Streams PDS for further details.

Eligibility for the government age pension depends on your age, residency status, and the income and assets tests. How much you receive is subject to the income you receive from other sources (including your superannuation) plus the value of your assets. If you are eligible, for all or part of the government age pension, then combining it with your Vision Super pension can work well. You can use the age pension to meet basic living costs and spending money can come from your Vision Super pension.