Retire, your way

There’s no one ‘right’ way to retire and whatever retirement looks like for you, you’ve earned the right to do the things you love. And if you’re still a way from retirement, now’s the time to start thinking about what you want, and work towards it. 

Vision Super pensions

You have options when it comes to saving into your super and drawing from it on retirement. Find out which of our retirement products is most suited to you.

Help when and how you need it

When you join Vision Super, we become a partner with you, working together help you secure your future. We work to get you the information you need, in a way you can understand.

How much is enough?

How much is enough is different for everyone. It really depends on your financial circumstances and what you want to get out of retirement.

Transition to retirement

Our Non-commutable account based pension lets you access money from your super fund while continuing to work part time.

Account based pension

Convert your super into a flexible, low-cost, regular, tax-effective income stream.

Three Bucket Pension

Our Three Bucket Pension will remove some of the worry about how your pension is invested.

Visualise the future you want

We know it’s hard to picture what you might need for retirement, especially if it’s still far away, but it’s possible!

The future lifestyle calculator will show you what your future retirement could look like, and some small lifestyle changes you could make now to get there.

Extremely pleased with the professional and personable and relevant and realistic approach by all my advisers. I feel more confident about my future in terms of how to handle my investment and I have gained a deeper understanding


Vision Super staff has been very helpful, contacting me when we had appointments on time, explaining the answers to my questions clearly so I understood.


I feel very comfortable with Vision Super and believe I will achieve a good outcome in retirement.


Find all your super accounts

Helpful resources

Access your super

Find out more

Nominate beneficiaries

Find out more

Investment performance

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Frequently asked questions

We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to make sure we’re keeping members at the centre of our approach to the design and distribution of our financial products.

This legislation requires financial services product issuers to design products that are appropriate for the consumers in the target market and consistent with their objectives, financial situation, and needs.

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers. 

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

It depends how your details have been changed. The most common request is changing a surname due to marriage, which you can do with a certified copy of your marriage certificate, and a Vision Super “Change of Personal Details form” found here: view form

If you have changed your name another way, we recommend you contact us first on 1300 300 820 so we can outline what documents we need to change your details without issue.

If you want to change your address, you can do this by logging onto the secure member portal online, or calling our Member Services team on 1300 300 820.

You can check your balance 24/7 via Vision Online, our secure member secure site, or via the Vision Super app for mobile devices. You can also contact our Member Services on 1300 300 820 or by emailing us on [email protected]

Here’s how it works. You may be able to receive a tax-free contribution from the Government when you make a non-concessional (after-tax) contribution to your super account.  The maximum entitlement that can be received is $500 where your total income is $41,112 or less in the 2021/22 year. This reduces on a sliding scale and cuts out if your total income is above $56,112 in the 2021/22 year.

This is, of course, provided you satisfy work, income and age tests.

Please note that the income threshold test for the co-contribution is your total income, which is calculated as follows:

Total income (assessable income + reportable fringe benefits + reportable employer super contributions – allowable business deductions).

In very basic terms, ‘salary sacrificing’, or ‘salary packaging’ means using some of your before-tax salary to pay for something. In superannuation terms, it is usually an arrangement between you and your employer to contribute some of your before-tax salary into your superannuation account.

In the 2021/2022 financial year, the maximum that can be contributed as before-tax payments is $27,500, this includes your employer SG payments of 10%.

Please note that any after-tax contributions made, where you obtain a tax deduction, are included in this contribution limit.

Already a Vision Super member?

The great news is you can now open your pension account online through the secure site.

Not a Vision Super member?

You’ll just need to open a Vision Personal account first and then you can transfer across to a Vision Super pension.