Find or transfer your super
Transfer other super accounts to Vision Super and search for lost super.
Changing jobs
It’s easy to stay with Vision Super when you change jobs.
Making contributions
Find out more about the different ways you can grow your super.
Super contribution caps
The rules around contributing to your super account before and after-tax.
Beneficiaries
Choose who’ll receive your super if something should happen to you.
Accessing your super
Information on preservation age and the rules around when you can access your super.
Fees and costs
Details of the fees and costs on our superannuation and pension accounts.
Women and super
Women in Australia are still not generally financially secure when it comes to their own super.
Switch investment options, update your insurance, sign up for a pension and much more. Login using the button below or call us on 1300 300 820 to register.
Funding your retirement
How much is enough to have the lifestyle you want when you retire?
Financial advice
Information on the ways we can help and provide advice. As well as how to book an appointment.
Retirement products
An overview of our Account based pensions and Transition to retirement products.
Account Based Pension
A flexible, low-cost income stream that allows you to keep your super invested.
Three Bucket Pension
An account based pension with a defined investment strategy.
Transition to retirement
A Non-commutable account based pension you can take out while you are still working part-time.
Retirement bonus
The retirement bonus is available to members who start an eligible Vision Income Stream on or after 1 January 2021.
We offer different levels of general and personal advice to help you achieve the future you want. Call us on 1300 300 820 or visit out financial advice page for more information.
Investment performance
See how investments are performing over the short and long term, and our investment history.
Unit prices
Find the latest unit prices for your super and retirement investment options and how they work.
Investment options
Our range of investment options you can choose from, including strategies, investment timeframes, and risk levels of each.
MySuper dashboard
Compare our MySuper product with other super funds’ MySuper products.
Top stock holdings
Our assets are invested in these key stocks internationally and within Australia.
Financial market update
Regular financial market updates provided by Frontier Advisors.
Our investment beliefs
The investment beliefs that guide us when choosing assets and fund managers.
Active ownership
How we use our shareholder rights to advocate for positive ESG behaviour in the companies we invest in.
Sustainability
Find out how we’re active in making a positive difference for our members and the planet.
The earlier you start, the faster your investments grow. Learn how to contribute extra to boost your final super balance.
Insurance options
Details about the insurance cover we offer – death cover, death and total & permanent disability (TPD) cover and Income protection.
Make a claim
The steps you need to take if you need to make an insurance claim.
Change/cancel your cover
How to change or cancel your insurance cover online and over the phone.
Transfer your insurance
Find out how to transfer your insurance cover to us when you open a Vision Super super account.
Best Doctors
A free service for Vision Super members that provides a second opinion and mental health advice.
Voluntary code of practice
Our commitment to the voluntary insurance code of practice jointly owned by key superannuation bodies.
Protecting your super
Find out how the changes affect you.
Our insurance beliefs
The key features and protections you receive when having insurance cover through us.
Did you know that Vision Super members have free access to the Best Doctor service? You can receive free expert medical advice from the comfort of your own home.
Careers
Current opportunities available and the benefits we offer to take your career to the next level.
Compare us
How our features, services and fees compare to other super funds.
Why choose Vision Super?
We have the experience and expertise to look after your super for life.
Directors and executives
Meet the executive team and Board of Trustees who set our strategic direction and oversee governance.
Fund information
Key details about the fund including actuarial investigations, RSE, USI and SFN numbers.
Significant event notices (SEN)
Important updates on material changes and significant events which may impact our services and plans.
Contact us
Phone, address and other important contact details.
Our Sustainable balanced investment option has the lowest superannuation fees of any sustainable superannuation investment option in Australia. Learn more about sustainable super that's good for you and the planet.
News
The latest news and videos about Vision Super and the superannuation industry in Australia.
Calculators
Interactive calculators to project your future savings, give your super a boost, calculate the cost of insurance cover and more.
Forms & publications
Here you’ll find all important forms, reports, fact sheets and other publications to help you manage your super and learn more.
Frequently asked questions
Learn more from our frequently asked questions separated into popular categories.
Australian women still trail behind men when it comes to their final super balances. Learn how to bridge the gender gap and save for a comfortable and financially secure retirement.
Clearing house
Access the services of a super clearing house to distribute the required payments to all of your staff’s super funds.
Defined Benefit information
Information on our Defined Benefit (DB) plans and your obligations as a participating DB employer.
Employer online
Your Employer Online account makes managing your employees super easy.
Register
Register today and make Vision Super the choice fund for your employees.
Single Touch Payroll
A government initiative to simplify employer reporting obligations to the Australian Tax Office (ATO).
Employer contributions
Information about the rules to the Superannuation Guarantee.
As an employer you can manage almost all your staffs' super using your online account. If you haven't jumped online yet, or have misplaced your password, register using a secure website access form.
This legislation means that superannuation funds are no longer able to provide insurance for a member whose account has been ‘inactive’ for more than 16 consecutive months. This includes any insurance for death, total & permanent disablement (TPD) and income protection.
An account is considered inactive where:
If you have an inactive account and would like to keep your cover, then you can do so in one of two ways:
If your account switches from active to inactive we will notify you at 9, 12 and 15 months of inactivity to provide you with the opportunity to elect to maintain your insurance cover.
To allow for the consolidation of multiple super accounts that a member may hold across several super funds, superannuation funds are required to transfer ‘inactive low balance accounts’ to the ATO as at 31 October 2019 (or half yearly after that). If you have an inactive super account that has been transferred to the ATO, they will try and reunite that account with an active super account that you hold somewhere else (if the active account has a balance over $6,000). They’ll do this within 28 days of matching you with the inactive account. These are the circumstances in which we may transfer your super account to the ATO:
If your super account is transferred, the ATO will keep your money safe and you’ll pay $0 in fees while your money is with them. However, you will not benefit from receiving any investment returns from your super fund. When you claim your super fund or it is matched with another account, any interest due will be paid to you. Interest is based on the consumer price index (CPI).
If you do not want your account to be transferred to the ATO, there’s some things you can do to stop it:
There is a cap on administration fees and certain costs that members will be charged if their account balance is less than $6,000. This cap is equal to 3% of the member’s account balance. The cap aims to slow the rate of super being eaten away in fees on low balances.
In addition, regardless of account balance, exit fees on all super accounts will be prohibited. Exit fees have been a reason why members haven’t wanted to consolidate various super accounts. Since consolidating your accounts saves on multiple fees for each account, this prohibition of exit fees means that there’s no downside to doing so.
It’s important for Vision Super members to be aware of these changes if you have a low balance or inactive super account. If you’re not sure if your accounts are affected, call us on 1300 300 820 and we’ll confirm whether you’re at risk of your insurance cover being turned off, or your super account being transferred to the ATO.
In each of these instances, we will also be communicating with you directly.
You can also find more information on the Money Smart website.
If you change your employer in most instances you can request, they pay your super into your Vision Super account. Simply fill in the Choice of Fund form and hand it in to your payroll officer.
If you have to go with your employers default super fund you may be able to keep your insurance benefits with us because your insurance cover with Vision Super doesn’t necessarily cease when you change employers (provided that you satisfy the terms and conditions contained within the relevant insurance policy).
We’d encourage you to talk to us before you engage a lawyer. Vision Super pays more than 85% of insurance claims, so the likelihood is your claim will be paid if you work with us directly, and you’ll end up with more of your money. Many lawyers advertise that they’ll work for you on a ‘no win, no fee’ basis, but if your claim is approved, they may take a large chunk of your payout – it can be around 30% of an entitlement. Our insurance team is here to help you through every step of the claims process, including all the paperwork, without having to get a lawyer involved and potentially losing money you need to pay for medical treatment or maintain your lifestyle.
Call us on 1300 300 820, and we will send you the required information. Your employer or legal representative may also call us to enquire on your behalf.
Yes, you can cancel your cover at any time. Any cancellation or reduction of cover will take effect from the date we receive your request or the date you specified in your request (as long as it’s after the date we receive it). If you are replacing your existing cover with an alternative cover, before cancelling we recommend that you have your replacement cover in place first. To talk to us about cancelling a policy, please call us on 1300 300 820.
If you are thinking about changing your insurance please consider seeking financial advice before making any changes to make sure it is right for you and your needs and circumstances.
You may be able to get cover if you have a pre-existing medical condition. You will just need to apply to remove the pre-existing condition exclusion when you join by filling in a Personal Statement. Our Insurer will review your application taking into consideration any pre-existing conditions and general health and advise if your request has been accepted.
If your application is unsuccessful, there will be a two-year Pre-Existing Condition (PEC) exclusion on Death and TPD cover and Income Protection cover. This means that no benefit will be paid if you are totally and permanently disabled, terminally ill or die as a direct or indirect result of a pre-existing medical condition in the first two years of your insurance cover.
You can have multiple income protection policies, and there are legitimate reasons why people choose more than one product.
However, some income protection policies prevent claimants from receiving more than a certain percentage of their gross salary while off work. What that means is you could have three income protection policies that all offer payments equalling 75 per cent of your gross salary, but you wouldn’t be able to claim the full amount from all three. You would typically be limited to a combined maximum of 75 per cent across the policies.
Find out more
Find out more
Find out more
Member Hotline 1300 300 820
Employer Hotline 1300 304 947
Retirement Hotline 1300 017 589