Death cover

It's something we don't often like to think about, but it's inevitable that one day, we'll no longer be around. A death in the family can place financial strain on the family, so with death cover a lump sum will be paid out and can help your loved ones cover funeral costs and ongoing living expenses.

How do I get cover?

If you’re over 25 and under 70 years of age, death cover is provided as a default when your Vision Super Saver account is created by a participating employer, once your balance reaches $6,000.

Typically, this cover is unit-based and starts to decrease from the age of 39 until it cuts out completely at your 70th birthday. The premiums are paid out of the account balance and the only things you have to worry about is making sure you’re adequately covered and that your beneficiaries are set up correctly.

Decide what’s right for you

Read up on more information about our insurance cover options, update your own cover, or use our calculators to decide what cover you need. It’s also Important to note. The payment of death, TPD and/or income protection benefits is subject to the terms and conditions of the applicable insurance policy/policies. Make sure you always read the small print before taking on a policy.

Insurance calculators

Life changes, and so do your insurance needs. So over time, you might need to increase or decrease your insurance to suit your circumstances.

Use our insurance calculators to figure out how much is right for you.

Other insurance options

Income protection cover

Income protection cover provides you with an income for up to two years if you can’t work due to illness or injury.

Death and TPD cover

Death and total & permanent disability (TPD) cover provides you and your beneficiaries with financial security if you die or become permanently disabled and can no longer work.

We're here to help

You might find the answer to your question in the FAQ below. If you don’t find it there, you can call our Member Services hotline on 1300 300 820.

Also before you make any changes to your cover please consider seeking financial advice. If you would like to speak with a Vision Super financial planner you can call 1300 300 820 to make an appointment. 

Frequently asked questions